Group Office Overhead Disability Insurance
Why do you need Office Overhead Disability Insurance?
Your most valuable asset is your ability to earn a living as a surgeon. But what would happen if you were disabled?
Disability insurance helps guarantee that your family and your living expenses are paid. But it is only half of the solution.
ACS Office Overhead Expense Disability Insurance Plan is the other half of the solution, the one you seldom consider.
What disability insurance does for your family and personal expenses, Office Overhead does for your business.
It helps ensure that if you are disabled, your office runs, your employees are paid, and your monthly business bills are
handled, up to $20,000 per month.
Here is what the ACS Group Office Overhead Disability program can offer you:
- Monthly benefits up to $20,000
- Benefits payable for up to 24 months
- Affordable premium rates
Available exclusively to all ACS members under age 60
Valuable Package Discount - If your personal ACS insurance package includes 10-Year or 20-Year Level Term Life Insurance,
Accidental Death & Dismemberment, and one or both of the Disability Plans, your premium will be reduced by 10% on all plans except
the Level Term Life Insurance Plan. The discount only applies to qualifying plans underwritten by New York Life Insurance Company.
How to apply:
- Click Information Kit to view print coverage description, current rates and application form.
- For questions, call 1-800-433-1672, Monday through Friday, 8 AM to 4:30 PM (Central Time).
You enjoy a 30-day, money-back guarantee. Even after you are accepted, your initial
premium is paid, and you receive your Certificate of Insurance, you have 30 days
to be sure you are completely satisfied. If not, just mark "Cancel" on your Certificate
and return it to us within the 30-day period. Every cent you have paid will be promptly
refunded in full.
Underwritten by New York Life Insurance Company - Issued under Group Policy
Form GMR (In Texas Policy Form: GMR-FACE/G-29002-1).
Underwriting Requirements - All applicants must meet the New York Life underwriting
requirements (satisfactory evidence of good health) to qualify. Neither the College
nor the Insurance Trust participates in decisions concerning insurability of applicants.
The Administrator follows the Insurance Company's medical underwriting guidelines
to evaluate enrollment forms. Thus, all final decisions regarding insurability are
the sole responsibility of the Insurance Company.
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